PREMIUM PAYMENT RELIEF
VANDALISM DAMAGE CLAIM PROCESS
VANDALISM DAMAGE INSURANCE CLAIM
Property owners in either commercial or residential properties have a risk of theft and vandalism. Regardless, vandalism and theft is not an enjoyable situation and can be very frustrating to handle. Premium Payment Relief works with owners to get a clear understanding of the scenario and make sure the vandalism damage claim is handled correctly.
VANDALISM DAMAGE PROCESS
GET POLICE REPORT
A police report is necessary as a form of documentation and their ongoing investigation will prove the vandalism happened and that you are clear of any fault.
Our team of experts will ensure the vandalism is covered by your insurance before starting the claim process.
An insurance adjuster works for the insurance company. You want someone on your side to defend you against the insurance adjuster and the insurance company.
FULL OR PARTIAL REPLACEMENT OF DAMAGES
Your insurance company may issue a settlement, which is the money they agree to give you to fix or replace your damaged property, for example, when you suffer from vandalism.
VANDALISM DAMAGE TIPS
Call the police – Immediately after discovering a burglary or home invasion it is critical that you call the police who will investigate and compile a report listing all items that are stolen and property damage.
Take pictures – It is important to document, and take as many pictures as you can.
Documentation – Insurance companies will demand proof of ownership, and documentation including all receipts of any items that are either stolen or damaged.
HOW CAN WE HELP?
The initial contact with your insurance carrier is critical. This contact can be the difference between your claim being paid or getting denied.
Differentiating between belongings and property that can be repaired vs replaced can be overwhelming.
The many requirements and the extent of the damage all come into consideration at this point in your hurricane damage insurance claim. It’s hard to properly calculate what amount will effectively cover all the damages to your home. It may seem like the insurance carrier paid you enough. In reality it could require so much more to repair your home and bring it back to Pre-loss condition.
The complexity and time-consuming tasks can be taken off your hands by a Hurricane Damage Public Adjuster. Let us help represent you and help you navigate your hurricane damage insurance claim.