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PREMIUM PAYMENT RELIEF

FIRE DAMAGE CLAIM PROCESS

FIRE DAMAGE INSURANCE CLAIM

Residential and commercial property can fall victim to fire, a small spark can set ablaze a massive structure. Fire damage is a devastating event that leaves owners in shock. The fire damage can be very severe, from complete destruction to terrible smoke damage.
The aftermath of a fire can be a stressful experience, especially when your claim is denied or underpaid. After paying the insurance premiums every year homeowners expect that when they file an insurance claim especially after a horrible loss like a fire, the claim will be honored. Unfortunately in some cases, this simple expectation has proven to be wrong.
Our team has years of experience dealing with insurance companies and are committed to helping homeowners recover the compensation to which they are entitled.
If you’ve recently had a fire that burned down or severely damaged your home or business, call Premium Payment Relief today and we’ll come out to assess the Fire Damage and help you file an insurance claim to recover the maximum amount.

 
 
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Fire Hose Firehose fire damage smoke explosion in home condo mansion beachfront home apartment sarasota florida public adjuster contractor

COMMON TYPES FIRE DAMAGE INSURANCE CLAIMS

  • Electrical Fire

  • Kitchen Fire (unattended pots, oil fires, flammable materials, or fabrics)

  • Power Surges

  • Outlet overuse

  • Frayed Wires

  • Chemical Fire

  • Lightning

 
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FIRE DAMAGE PROCESS

FIRE MARSHAL INVESTIGATION

Fire marshals will need to make their investigation to make sure the damages were accidental and not Arson. Once that initial investigation is cleared, we will start the process with your insurance company to get you compensated as soon as possible.

FIRE MITIGATION

Fire mitigation will consist in taking any rotten or burnt construction out of your home and protecting any area left to salvage so the damages don't become worse over time while we settle with your insurance company.

ADJUSTER INSPECTION

An insurance adjuster works for the insurance company. You may want someone on your side holding the insurance adjuster responsible for their end of the deal.

FULL OR PARTIAL HOME REMODEL

Your insurance company may issue a settlement, which is the money they agree to give you to fix or replace your damaged property, for example, fix  damages caused by a fire.

 
FIRE DAMAGE TIPS
  • Get to safety as soon as possible in the case of a fire and call the Fire Department.

  • If the fire was recent, do not re-enter the area due to danger of latent flame and reigniting. 

  • Call Premium Payment relief in order to mitigate any damages and and take the massive responsibility and stress off your shoulders.

  • Don’t start repairs until the insurance company has given you a repair offer that you can accept.

  •  Your interests are protected by a Public Adjuster, not by the adjuster the insurance company sends.

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HOW CAN WE HELP?

The initial contact with your insurance carrier is critical. This contact can be the difference between your claim being paid or getting denied.
Differentiating between belongings and property that can be repaired vs replaced can be overwhelming.
The many requirements and the extent of the damage all come into consideration at this point in your hurricane damage insurance claim. It’s hard to properly calculate what amount will effectively cover all the damages to your home. It may seem like the insurance carrier paid you enough. In reality it could require so much more to repair your home and bring it back to Pre-loss condition. Let us help represent you and help you navigate your hurricane damage insurance claim.

 
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